Required for GSE loans since November 2, 2026
UAD 3.6 appraisals in Kentucky. Compliant today, delivered in 2–4 business days.
Most appraisers are still learning the new report. Jamie DeRossett trained and switched over months before the deadline, so your loans keep moving.
- Full UAD 3.6 package: PDF, XML and photos, ready for UCDP
- Nearly 30 years appraising Kentucky property
- Thanked by Fannie Mae for adopting 3.6 early
Why it matters
The biggest appraisal change in over 15 years
UAD 3.6 takes real training and hands-on practice to get right. Many appraisers waited until it was mandatory to start, which means delays, rejected submissions and revision requests. We began months ago and have been producing compliant reports ever since.
One redesigned URAR
A single dynamic report replaces the legacy form-based reports, with more structured fields and clearer definitions.
New delivery package
Reports arrive as a ZIP with the PDF, XML data and individual JPEG photos, ready for UCDP submission.
2.6 still covered for non-GSE work
Portfolio, HELOC and other non-GSE assignments can be delivered in the format your lender requires.
A note from Fannie Mae
Thanked for adopting UAD 3.6 early
On September 25, 2026, more than a month before UAD 3.6 became mandatory, Fannie Mae's Appraiser Quality Monitoring team wrote to thank Jamie for adopting it.
"We appreciate the effort you have made to implement these changes and your commitment to incorporating UAD 3.6 into your appraisal practice."
Appraiser Quality Monitoring, Fannie Mae
Built for AMCs and lenders
No format delays
Reports come in right the first time, so files don't bounce back over 3.6 errors.
Fast, reliable turnaround
Prompt scheduling and delivery typically within 2–4 business days.
Wide coverage
Residential assignments across Central, Eastern and Southern Kentucky, including rural and hard-to-cover areas.
UAD 3.6 questions
Is UAD 3.6 required now?
Yes. Since November 2, 2026, Fannie Mae and Freddie Mac require UAD 3.6 for new appraisals on GSE loans, with a temporary exception for some lenders.
What will I receive?
A complete UAD 3.6 package: the PDF report, the XML data file and individual photos, ready to submit.
Can you still do 2.6 reports?
Yes, for non-GSE assignments and lenders still working under the exception.